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Benevolent Fund Guide
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Scottish Bakers Benevolent Fund

The Scottish Bakers Benevolent Fund was established in 1898 to help bakers in need. Since its establishment, the fund has issued grants to help hundreds of individuals through challenging circumstances, and this rich tradition of compassion continues in the 21st century.

How We Help

The Fund provides one-off or regular allowances to persons who are, or have been, members of Scottish Bakers (the Association), or their families, who are experiencing difficult financial circumstances.

At the discretion of the Benevolent Fund Committee (the Committee) and when surplus funds exist, grants may also be made to other deserving parties within or who are or have been associated with the bakery trade in Scotland.

There are many reasons people find themselves facing difficult financial circumstances and each case that comes to us is treated on its own merits, however we do follow some general guidelines.

There are two main types of grants issued:

One-off payments to cover exceptional expenses. Such payments may, for example, be issued to subsidise the cost of specialist medical equipment or mobility aids, or to go towards funeral costs.

A maximum of £1,500 will usually be available for such applications. 

Regular, twice-yearly, payments (June and December) to support living expenses such as utility bills and essential travel costs, or to compensate for loss of earnings because of a long-term, debilitating illness.

A maximum of £500 per instalment will usually be available for such applications.

Awards of regular payments will normally be reviewed by the trustees of the Fund after no more than 24 months.

What We Help With

The Scottish Bakers Benevolent Fund can help with a wide range of financial pressures. Examples of the kind of issues we can help with are listed below, though this list is not exhaustive:

  • Outstanding rent or mortgage payments (not regular payments)
  • Risk of homelessness
  • Priority bills such as gas, electricity, phone, utilities or council tax (with a payment arrangement in place)
  • Funeral expenses
  • Unable to provide the basic essentials for your family
  • Boiler or heating repairs
  • Living without vital appliances, bedding, flooring or seating
  • Essential home adaptations or improvements related to health and/or mobility issues
  • Risk of domestic violence
  • Difficulties arising from the diagnosis of a long-term debilitating, or terminal, illness
  • Payment for travel to visit your sick child or dependant in hospital.

ELIGIBILITY CRITERIA

Before applying, please read the guidance below to check that your request is something that we can help with.

Who We Help

To qualify for a financial grant, you should meet the criteria in each of the four areas below:

  • You are currently resident in the UK
  • You must currently be, or have been involved in the baking industry in Scotland with a member of Scottish Bakers for a continuous period of at least 12 months
  • You have checked that you are receiving all the benefits that you are entitled to using the Turn2Us benefits calculator
Previous Grants
  • We do not usually award grants if you have been awarded a hardship grant from the fund in the last 12 months, however it will depend on the nature and urgency of the grant – eg: you are facing eviction.

Grants for Dependents

In addition, we may support anyone who is financially dependent on a person who works or has worked, in the industry.

A dependent is a partner or spouse, children including adopted/fostered/step or for those whom the connected individual has parental responsibility or guardianship, parent including parent in-law/step parent or foster parent, sibling including half/adopted or step, grandparent including adopted or step-grandparent.

What We Do Not Cover

  • Expenses in connection with outstanding debt, court (legal) fees, fines, costs or damages 
  • Non-essential medical treatments or private medical treatments that are available through NHS
  • Work related expenses except essential travel costs 
  • Investments
  • Car expenses such as lease or hire payments
  • Non-essential items for the home where that is not a health-related need for the equipment 
  • Regular rent or mortgage payments
  • Direct cash payments or pay for items that have already been paid for

APPLYING TO THE FUND

Employers

Applications should, wherever possible, be made by an employer on behalf of a current or former employee. Applications must be made using the official application form below. You can download this in MS Word format or as an interactive pdf file.

Employers:

Individuals

Where it is not possible to apply through an employer (for example, if the former employer is no longer in business), individuals may apply using the form available in the link below. You can download this in MS Word format or as an interactive pdf file.

Please also do contact Scottish Bakers directly for advice and guidance. 

Individuals: 

Contact Scottish Bakers

What We Will Need

To help us process your application quickly, please provide us with the following information:

  • Completed application form
  • Evidence of connection with the bakery industry – ie: payslips, P45, copy of contract letter from employer
  • Proof of address – eg a bill or statement dated in the last three months
  • Consent to store or share information: please read our privacy policy
  • Quotes for any work or items required
  • Medical notes if applicable to assistance required